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401k YTD Rate of Return

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Post by Watch Out Pylon! 31/12/14, 11:31 am

So the end of the year is here. How did you do? I just barely broke 10%. A little behind the S&P 500. I'll take that.

Biggest winner was FBIOX. This Biotech fund has been kicking ass for a few years now. http://quotes.morningstar.com/fund/fbiox/f?t=fbiox

Biggest loser? FHKCX. Everything in China has been a dog this year. http://quotes.morningstar.com/fund/fhkcx/f?t=fhkcx
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Post by Turtleneck 31/12/14, 11:52 am

Personally, I am going to have to dig a much bigger hole for my money this spring.
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Post by LoneWolfSparty 31/12/14, 12:08 pm

Mine killed it. Though my legacy 401K is in much more conservative funds but it still grew about 25%.

I think overall I was between 25-30% in pure growth.

Now I just need to wait 20 years so I can start drawing on it. If I could do that right now penalty free I would be tempted to retire at my young age.
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Post by Turtleneck 31/12/14, 12:15 pm

LoneWolfSparty wrote:Mine killed it. Though my legacy 401K is in much more conservative funds but it still grew about 25%.

I think overall I was between 25-30% in pure growth.

Now I just need to wait 20 years so I can start drawing on it. If I could do that right now penalty free I would be tempted to retire at my young age.

Are you planning to post more after you retire?
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Post by steveschneider 31/12/14, 12:18 pm

LoneWolfSparty wrote:Mine killed it. Though my legacy 401K is in much more conservative funds but it still grew about 25%.

I think overall I was between 25-30% in pure growth.

Now I just need to wait 20 years so I can start drawing on it. If I could do that right now penalty free I would be tempted to retire at my young age.

Stock market has done really well under Obama.
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Post by LoneWolfSparty 31/12/14, 12:21 pm

Turtleneck wrote:

Are you planning to post more after you retire?

No. I only post at work. If I retire I retire from the board(s).
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Post by Turtleneck 31/12/14, 12:24 pm

Hang in there. You're 11% of this board's material.
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Post by Guest 31/12/14, 12:47 pm

steveschneider wrote:

Stock market has done really well under Obama.

Of course it would. Under Obama the Dems 2 main constituencies are doing well. The mega rich and those on welfare/food stamps.
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Post by LoneWolfSparty 31/12/14, 12:50 pm

LooseGoose wrote:

Of course it would. Under Obama the Dems 2 main constituencies are doing well. The mega rich and those on welfare/food stamps.

Not to mention the cheap labor (read: illegals) he is allowing to flood the market.

The middle class is just about gone. I'm glad I made it into the upper, rather than slid into the lower.
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Post by Blanch32 31/12/14, 04:05 pm

Indices came in at 29%. My mutual finds were 28%. Still was able to post a loss in my day trade account to keep that 10 year trend strong. Lol
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Post by Jake from State Farm 31/12/14, 04:10 pm

I started out with mine in a retirement fund and it was barely staying even. I said fuck that and changed my elections and it's been doing 10% according to the last statement they sent me.

My IRA is running at about 14%.
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Post by tig ol bitties 31/12/14, 04:31 pm

doubled my money betting on red at the casino
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Post by InTenSity 04/03/20, 08:54 am

Just happened to take a look at mine. Everything that was gained in the last 18 months is gone.
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Post by Nordic 04/03/20, 08:55 am

InTenSity wrote:Just happened to take a look at mine. Everything that was gained in the last 18 months is gone.

What is you doing
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Post by InTenSity 04/03/20, 09:06 am

Nordic wrote:
InTenSity wrote:Just happened to take a look at mine. Everything that was gained in the last 18 months is gone.

What is you doing
Its a 401. I'm not doing anything. I just have it linked to a bank account, along with credit cards and other checking accounts. Something like Mint. Maybe it wasn't 18 months, but definitely lost 10% in a week.
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Post by DWags 04/03/20, 09:06 am

Meh, MSU currently has 150K of one of mine. They'll get 50K more. Then the weddings, then I'll die with as much as I came into this world with. So, when you come ot my tailgate, know that what I share with you is really all that I have in my life and I'm happy doing it. Nobody gets out of here alive. Live like you're a puppy and somebody left the gate open.
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Post by Watch Out Pylon! 04/03/20, 09:29 am

Wags is living right.
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Post by Nordic 04/03/20, 09:56 am

InTenSity wrote:
Nordic wrote:

What is you doing
Its a 401. I'm not doing anything. I just have it linked to a bank account, along with credit cards and other checking accounts. Something like Mint. Maybe it wasn't 18 months, but definitely lost 10% in a week.

I mean...what is you doing even looking at it
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Post by Other Teams Pursuing That 04/03/20, 09:57 am

DWags wrote:Meh, MSU currently has 150K of one of mine. They'll get 50K more. Then the weddings, then I'll die with as much as I came into this world with. So, when you come ot my tailgate, know that what I share with you is really all that I have in my life and I'm happy doing it. Nobody gets out of here alive. Live like you're a puppy and somebody left the gate open.

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Post by Nordic 04/03/20, 10:01 am

If you guys don't want to be burdened with money, I'll take it
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Post by Tim Wakefield 04/03/20, 10:06 am

Down 4%
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Post by Watch Out Pylon! 04/03/20, 10:16 am

-5.90% YTD by the way. Quit making me look. :(
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Post by DWags 04/03/20, 10:21 am

Nordic wrote:If you guys don't want to be burdened with money, I'll take it

Two girls, MSU, dance, future weddings are doing just fine taking the burden of money from me. Lucky everyone seems to be happy with the current give and take.
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Post by tGreenWay 04/03/20, 10:38 am

Turtleneck can’t find his hole.
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Post by Robert J Sakimano 04/03/20, 12:09 pm

I have no idea.. I'd have to check with my wife.

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Post by Nordic 04/03/20, 12:34 pm

DWags wrote:
Nordic wrote:If you guys don't want to be burdened with money, I'll take it

Two girls, MSU, dance, future weddings are doing just fine taking the burden of money from me. Lucky everyone seems to be happy with the current give and take.

We are on the same glide path. If you have any loose change... I'll take it.
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Post by pulling69 04/03/20, 01:14 pm

2019: up 28.08%

2020: down 9.75%
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Post by Jake from State Farm 04/03/20, 01:15 pm

Up 54% last year, down 6% this year.
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Post by DWags 04/03/20, 01:53 pm

Nordic wrote:
DWags wrote:

Two girls, MSU, dance, future weddings are doing just fine taking the burden of money from me. Lucky everyone seems to be happy with the current give and take.

We are on the same glide path. If you have any loose change... I'll take it.

I use my loose change for Bud Light. Sorry.
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Post by Watch Out Pylon! 05/03/20, 08:43 am

:rollercoaster:
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Post by Floyd Robertson 05/03/20, 08:52 am

-1.2% 401K managed by me, -2.8% IRA managed by my CFP.
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Post by AvgMSUJoe 05/03/20, 09:13 am

You mfrs can't make me look... I refuse.
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Post by steveschneider 05/03/20, 09:57 am

Question, is it ever a good idea to just sell everything and wait it out?
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Post by AvgMSUJoe 05/03/20, 10:24 am

steveschneider wrote:Question, is it ever a good idea to just sell everything and wait it out?

Problem is, you have no idea when the initial bounce will be. So if you pull out now to wait... and tomorrow they announce a cure/vaccination... by the time you bought back in, the market will have recovered and you would have missed out on the change.

Unless you are retiring within the next 2 years... just don't look.
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Post by Watch Out Pylon! 05/03/20, 01:10 pm

steveschneider wrote:Question, is it ever a good idea to just sell everything and wait it out?

Trying to time the market is about impossible. Unless a total worldwide economic collapse is happening (hint: this is not one), just leave it alone.
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Post by Nordic 05/03/20, 02:51 pm

Jake from State Farm wrote:Up 54% last year, down 6% this year.

You wanna be my financial planner?
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Post by steveschneider 05/03/20, 02:52 pm

Watch Out Pylon! wrote:
steveschneider wrote:Question, is it ever a good idea to just sell everything and wait it out?

Trying to time the market is about impossible. Unless a total worldwide economic collapse is happening (hint: this is not one), just leave it alone.

I actually fled it today. I had two rock solid years and happy to sit on the sidelines to see what happens.

Supply chains are being hit, tourism is taking a hit, I've heard from a few local retail shops in our town they are seeing a down turn in business. Right now the number of cases doubles every 6 days. As of now I'm betting the freak out is going to take the market down.
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Post by Jake from State Farm 05/03/20, 05:35 pm

Nordic wrote:
Jake from State Farm wrote:Up 54% last year, down 6% this year.

You wanna be my financial planner?

I got lucky with ROKU and Amazon in my self-directed account. That's about all the advice I can give you.
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