Re: Hurricane Ian

by **Robert J Sakimano** 2022-09-29, 13:23

Rocinante wrote:Glad the Florida swill contingent is ok. Here’s hoping DeSantis can take his head out of his ass long enough to coordinate. Or that he has the sense to get out of the way and let the professionals handle it.

he's too busy whining, appealing to the knuckle-scrapers and running for president to care about Floridians.

luckily, the federal government is on the scene to assist the residents and deal with the devastation.

by **The Pantry** 2022-09-29, 16:59

Floyd Robertson wrote:What a difference 50 years makes.

[tw]1575180764471246862[/tw]

Orlando area is the same. Went to Daytona Beach for HS spring break senior year. Bunch of us took a day trip to Disney World. Forget what freeway we got off of that had signs for DW. Seemed like we drove through many miles of pretty much desolation with only a couple gas stations until getting there. Haven't been back to that area since. Certain I wouldn't recognize anything now.

by **MiamiSpartan** 2022-09-29, 17:21

The Pantry wrote:
Floyd Robertson wrote:What a difference 50 years makes.

[tw]1575180764471246862[/tw]
Orlando area is the same. Went to Daytona Beach for HS spring break senior year. Bunch of us took a day trip to Disney World. Forget what freeway we got off of that had signs for DW. Seemed like we drove through many miles of pretty much desolation with only a couple gas stations until getting there. Haven't been back to that area since. Certain I wouldn't recognize anything now.

No way was Disney World open when you were a senior in HS. It's only celebrating 50 years this year.

by **The Pantry** 2022-09-29, 17:40

MiamiSpartan wrote:
The Pantry wrote:Orlando area is the same. Went to Daytona Beach for HS spring break senior year. Bunch of us took a day trip to Disney World. Forget what freeway we got off of that had signs for DW. Seemed like we drove through many miles of pretty much desolation with only a couple gas stations until getting there. Haven't been back to that area since. Certain I wouldn't recognize anything now.

No way was Disney World open when you were a senior in HS. It's only celebrating 50 years this year.

Either you're really bad at math or a dick. Pretty sure it's dick Hurricane Ian - Page 4 2809484752

by **The Pantry** 2022-09-29, 17:54

There's a very short bridge connecting Sanibel to Captiva Island. Wondering if that's gone too ?

by **MiamiSpartan** 2022-09-29, 18:12

The Pantry wrote:There's a very short bridge connecting Sanibel to Captiva Island. Wondering if that's gone too ?

It's still standing. I saw it on an aerial video earlier.

by **MiamiSpartan** 2022-09-29, 18:12

The Pantry wrote:
MiamiSpartan wrote:

No way was Disney World open when you were a senior in HS. It's only celebrating 50 years this year.
Either you're really bad at math or a dick. Pretty sure it's dick

Yes

by **MiamiSpartan** 2022-09-29, 18:15

Horrifying video of storm surge in front of the Lana Kai hotel. Nature is so fucking powerful, man. BTW, dont get too attached to the little red building in the foreground.

by **Nordic** 2022-09-29, 21:21

MiamiSpartan wrote:Horrifying video of storm surge in front of the Lana Kai hotel. Nature is so fucking powerful, man. BTW, dont get too attached to the little red building in the foreground.

by **Trapper Gus** 2022-09-30, 07:45

MiamiSpartan wrote:
duffy munn wrote:

It's already being reported that hundreds of people are dead. That number will probably sky rocket in the next few days and I can't imagine a worse way to die.

To be fair, I believe the Sheriff of Lee County speculated that they could have that many, so not really reported like it is confirmed or a starting point.

It is certainly possible though. There are thousands of mobile homes just across the bridges from Sanibel and Ft Myers Beach (so still just off the water ways meaning massive storm surge). Aerial footage of that area showed mobile homes on their side, upside down, jammed up against others. I saw another video (I think from more inland in Ft Myers), of one mobile home getting shredded in an instant, almost like it had exploded (but no ball of fire).

If many people stayed in those, it will definitely increase the toll.

AP News wrote:At least six people were confirmed dead in Florida, including two who died Thursday afternoon when their car hydroplaned and overturned in a water-filled ditch in north Florida’s Putnam County, while three other people were reported killed in Cuba after the hurricane struck there on Tuesday.

by **Jake from State Farm** 2022-09-30, 08:16

Nordic wrote:
MiamiSpartan wrote:Horrifying video of storm surge in front of the Lana Kai hotel. Nature is so fucking powerful, man. BTW, dont get too attached to the little red building in the foreground.

Just saved his insurance company a bundle on cleanup costs. (if they have any)

by **NigelUno** 2022-09-30, 08:22

Robert J Sakimano wrote:
Rocinante wrote:Glad the Florida swill contingent is ok. Here’s hoping DeSantis can take his head out of his ass long enough to coordinate. Or that he has the sense to get out of the way and let the professionals handle it.
he's too busy whining, appealing to the knuckle-scrapers and running for president to care about Floridians.

luckily, the federal government is on the scene to assist the residents and deal with the devastation.

Probably some clean-up/construction jobs available in Florida

Maybe DeSantis could send a plane somewhere to pick some people up.

by **Motown Spartan** 2022-09-30, 08:43

https://www.tiktok.com/t/ZTRmHrYrH/

by **duffy munn** 2022-09-30, 08:47

Motown Spartan wrote:https://www.tiktok.com/t/ZTRmHrYrH/

Pantry gonna be mad

by **Trapper Gus** 2022-09-30, 08:50

You guys are going to get this thread moved to tBin Hurricane Ian - Page 4 1f605

by **Motown Spartan** 2022-09-30, 08:52

Ok, ok. Back to the topic at hand.

by **Jake from State Farm** 2022-09-30, 08:54

How to practice safe hurricane reporting: Florida reporter defends putting condom on mic during Hurricane Ian broadcast

by **Trapper Gus** 2022-09-30, 08:59

Jake from State Farm wrote:How to practice safe hurricane reporting: Florida reporter defends putting condom on mic during Hurricane Ian broadcast

Everything about using a condom for that makes sense, it should be unlubricated however.

by **Motown Spartan** 2022-09-30, 09:06

Trapper Gus wrote:
Jake from State Farm wrote:How to practice safe hurricane reporting: Florida reporter defends putting condom on mic during Hurricane Ian broadcast

Everything about using a condom for that makes sense, it should be unlubricated however.

But then it would hurt when she uses the mic as a toy later.

by AvgMSUJoe 2022-09-30, 09:08

Must admit, when she talked into it, I got a tingle.

by **Trapper Gus** 2022-09-30, 09:11

Come on fellows, she is from Florida after all.

by **The Pantry** 2022-09-30, 17:39

The numbers in this article seem low to me.

Insurers brace for hit from Florida's costliest storm since 1992

"Hurricane Ian will forever change the real estate industry and city infrastructure. Insurers will go into bankruptcy, homeowners will be forced into delinquency and insurance will become less accessible in regions like Florida," he said.

Recovery is expected to be slow and difficult due to inflation, high interest rates, and labor and materials costs.

by **tGreenWay** 2022-09-30, 19:36

Jake from State Farm wrote:
Nordic wrote:

Just saved his insurance company a bundle on cleanup costs. (if they have any)

Username checks out.

by **tGreenWay** 2022-09-30, 19:41

The Pantry wrote:The numbers in this article seem low to me.

Insurers brace for hit from Florida's costliest storm since 1992

"Hurricane Ian will forever change the real estate industry and city infrastructure. Insurers will go into bankruptcy, homeowners will be forced into delinquency and insurance will become less accessible in regions like Florida," he said.

Recovery is expected to be slow and difficult due to inflation, high interest rates, and labor and materials costs.

Agreed. I expect it will be higher, possibly quite a bit higher, onnacount of inflation.

Also noticed how much less there will be in coverage due to storm surges.
Maybe our Florida Swillers can explain if that’s because people couldn’t get or couldn’t afford the additional coverage, or if most folks with water damage are going to be surprised and pissed that their flooded homes aren’t covered?

by **Heat Miser** 2022-09-30, 19:49

tGreenWay wrote:
The Pantry wrote:The numbers in this article seem low to me.

Insurers brace for hit from Florida's costliest storm since 1992

"Hurricane Ian will forever change the real estate industry and city infrastructure. Insurers will go into bankruptcy, homeowners will be forced into delinquency and insurance will become less accessible in regions like Florida," he said.

Recovery is expected to be slow and difficult due to inflation, high interest rates, and labor and materials costs.

Agreed. I expect it will be higher, possibly quite a bit higher, onnacount of inflation.

Also noticed how much less there will be in coverage due to storm surges.
Maybe our Florida Swillers can explain if that’s because people couldn’t get or couldn’t afford the additional coverage, or if most folks with water damage are going to be surprised and pissed that their flooded homes aren’t covered?

Lenders require flood insurance if you're in a flood zone.

by **tGreenWay** 2022-09-30, 21:02

Heat Miser wrote:
tGreenWay wrote:

Agreed. I expect it will be higher, possibly quite a bit higher, onnacount of inflation.

Also noticed how much less there will be in coverage due to storm surges.
Maybe our Florida Swillers can explain if that’s because people couldn’t get or couldn’t afford the additional coverage, or if most folks with water damage are going to be surprised and pissed that their flooded homes aren’t covered?

Lenders require flood insurance if you're in a flood zone.

So if no company offers flood insurance for certain areas, is that when the feds step in to offer some? I vaguely recall there being a federal program for that.

by AvgMSUJoe 2022-09-30, 21:11

tGreenWay wrote:
So if no company offers flood insurance for certain areas, is that when the feds step in to offer some? I vaguely recall there being a federal program for that.

This feels like a student loan argument. Don't live there if they don't have insurance. Why would I pay for that with my Michigan tax dollars, blah blah blah.

by **Heat Miser** 2022-09-30, 21:12

tGreenWay wrote:
Heat Miser wrote:
tGreenWay wrote:

Agreed. I expect it will be higher, possibly quite a bit higher, onnacount of inflation.

Also noticed how much less there will be in coverage due to storm surges.
Maybe our Florida Swillers can explain if that’s because people couldn’t get or couldn’t afford the additional coverage, or if most folks with water damage are going to be surprised and pissed that their flooded homes aren’t covered?

Lenders require flood insurance if you're in a flood zone.

So if no company offers flood insurance for certain areas, is that when the feds step in to offer some? I vaguely recall there being a federal program for that.

There is an insurer "sponsored" by the state of Florida.

by **The Pantry** 2022-09-30, 21:37

Heat Miser wrote:
tGreenWay wrote:

So if no company offers flood insurance for certain areas, is that when the feds step in to offer some? I vaguely recall there being a federal program for that.

There is an insurer "sponsored" by the state of Florida.

Who's the insurer? Good bet they will be filing for bankruptcy after this.

by **DWags** 2022-09-30, 22:42

I guess driving over to the west side tonight the wife and I were struck by how many animals were left behind in peoples places. I’m not judging but listening to some stories on cnn I guess it struck me that the first thing out the door with me is my cat carrier. I have no right to judge. Who knows how they had to leave and how horrible they felt leaving pets behind.

by **Heat Miser** 2022-09-30, 22:49

The Pantry wrote:
Heat Miser wrote:
tGreenWay wrote:

So if no company offers flood insurance for certain areas, is that when the feds step in to offer some? I vaguely recall there being a federal program for that.

There is an insurer "sponsored" by the state of Florida.
Who's the insurer? Good bet they will be filing for bankruptcy after this.

As I understand it, they are backed by the state of Florida. So no bankruptcy.

by **The Pantry** 2022-09-30, 22:56

DWags wrote:I guess driving over to the west side tonight the wife and I were struck by how many animals were left behind in peoples places. I’m not judging but listening to some stories on cnn I guess it struck me that the first thing out the door with me is my cat carrier. I have no right to judge. Who knows how they had to leave and how horrible they felt leaving pets behind.

That's what you get for listening to CNN. Most of their stories are made up tear-jerkers. Not that fox is any better. I don't watch either.

by **The Pantry** 2022-09-30, 22:58

Heat Miser wrote:
The Pantry wrote:
Who's the insurer? Good bet they will be filing for bankruptcy after this.

As I understand it, they are backed by the state of Florida. So no bankruptcy.

So, it's federally funded?

by **MiamiSpartan** 2022-09-30, 23:02

Heat Miser wrote:
The Pantry wrote:
Who's the insurer? Good bet they will be filing for bankruptcy after this.

As I understand it, they are backed by the state of Florida. So no bankruptcy.

Correct, they are backed by the state disaster fund or something like that. Citizens can't really deny coverage, and they can't pack up and leave the state like so many have done. Having said that, Citizens is also supposedly just as easy to deal with as you would expect a government agency (or government backed agency) to be.

by **MiamiSpartan** 2022-09-30, 23:06

The Pantry wrote:
Heat Miser wrote:

As I understand it, they are backed by the state of Florida. So no bankruptcy.
So, it's federally funded?

State funded. It is a non-profit insurer created by the Florida state legislature. I don't know if the Federal government gives them anything.

Edit: Actually state funded sounds like everyone's taxes pay it. Obviously, there are still all of the insurance premiums that customers pay. Like any other insurer, they run on that. But I believe the state backing comes in if they simply can't cover it. FWIW, Citizens just passed 1 million customers. There are 10 million residences in the state. So most don't have it.

by **tGreenWay** 2022-09-30, 23:24

The Pantry wrote:
DWags wrote:I guess driving over to the west side tonight the wife and I were struck by how many animals were left behind in peoples places. I’m not judging but listening to some stories on cnn I guess it struck me that the first thing out the door with me is my cat carrier. I have no right to judge. Who knows how they had to leave and how horrible they felt leaving pets behind.
That's what you get for listening to CNN. Most of their stories are made up tear-jerkers. Not that fox is any better. I don't watch either.

Please tell me more about cable news stations you don’t watch. Hurricane Ian - Page 4 2943907172

by **tGreenWay** 2022-09-30, 23:28

MiamiSpartan wrote:
The Pantry wrote:
So, it's federally funded?
State funded. It is a non-profit insurer created by the Florida state legislature. I don't know if the Federal government gives them anything.

Edit: Actually state funded sounds like everyone's taxes pay it. Obviously, there are still all of the insurance premiums that customers pay. Like any other insurer, they run on that. But I believe the state backing comes in if they simply can't cover it. FWIW, Citizens just passed 1 million customers. There are 10 million residences in the state. So most don't have it.

If it’s Citizen’s Insurance then it’s been around a long time and is not a not-for-profit company. I’ve had Citizen’s for home and auto for decades. IIRC, before being bought up it was a Michigan company, or at least its corporate HQ was in Howell.

by **MiamiSpartan** 2022-09-30, 23:33

tGreenWay wrote:
MiamiSpartan wrote:
State funded. It is a non-profit insurer created by the Florida state legislature. I don't know if the Federal government gives them anything.

Edit: Actually state funded sounds like everyone's taxes pay it. Obviously, there are still all of the insurance premiums that customers pay. Like any other insurer, they run on that. But I believe the state backing comes in if they simply can't cover it. FWIW, Citizens just passed 1 million customers. There are 10 million residences in the state. So most don't have it.

If it’s Citizen’s Insurance then it’s been around a long time and is not a not-for-profit company. I’ve had Citizen’s for home and auto for decades. IIRC, before being bought up it was a Michigan company, or at least its corporate HQ was in Howell.

Not the same Citizens.
https://www.citizensfla.com/who-we-are

by **The Pantry** 2022-09-30, 23:35

MiamiSpartan wrote:
The Pantry wrote:
So, it's federally funded?
State funded. It is a non-profit insurer created by the Florida state legislature. I don't know if the Federal government gives them anything.

Edit: Actually state funded sounds like everyone's taxes pay it. Obviously, there are still all of the insurance premiums that customers pay. Like any other insurer, they run on that. But I believe the state backing comes in if they simply can't cover it. FWIW, Citizens just passed 1 million customers. There are 10 million residences in the state. So most don't have it.

How do they do it without a state income tax? 6% sales tax is same as Michigan. Know there's a massive tourism difference. How do property taxes work there?

by **The Pantry** 2022-09-30, 23:42

tGreenWay wrote:
The Pantry wrote:That's what you get for listening to CNN. Most of their stories are made up tear-jerkers. Not that fox is any better. I don't watch either.

Please tell me more about cable news stations you don’t watch.

Bob's posts tell me all I need to know Hurricane Ian - Page 4 3742235224

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